Money Talks. You Should, Too.

Money Talks. You Should, Too.

Budgeting, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money
I think we can all agree that talking about our finances is uncomfortable, especially if your finances are not in the best health. Fortunately, you  do not need to broach this subject with everyone you meet. However you do need to be able to communicate with your significant other about money, especially in serious relationships. The 2016 Stress in America Report produced by the APA found that 64% of women and 57% of men reported money and family responsibility as one of their most significant stressors. Because money is such a huge source of stress for many people, couples need to talk about it. Ensuring that you and your partner are on the same page with how you spend money and what your individual situations are helps prevent future arguments and…
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Plan your Meals; Plan your Spending

Plan your Meals; Plan your Spending

Budgeting, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Take Action
Making food at home is an easy way to trim your spending, but it can often feel difficult to fit in cooking, and clean-up, within daily life. A few months ago, my boyfriend and I started meal planning to save money and eat healthier and so far, we’re achieving our goal. There are different kinds of meal planning. In one of the most popular methods, you plan and prepare every single meal for the week in one day. We chose to adapt this method slightly and only plan our meals for the week, but planning and preparing on the same day is very effective for many people. Here is some more information on the strategy, as well as a guide to help you start out. Because Sunday is our day…
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Romance on a Budget

Romance on a Budget

Budgeting, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money
So Valentine’s Day is 10 days away and you still don’t have a gift for your significant other. Don’t worry, I’ve also been procrastinating, but we’re going to get through this together. I’ve compiled a list of low-budget gifts and dates to help us make Valentine’s a success on a budget. 1. Do-It-Yourself Date Rather than spending a bunch of money on a meal in a fancy restaurant, consider making a special meal at home. Set the mood with some candles, some flowers, music of choice, and maybe a tablecloth. It will cost you money for ingredients and some time in cooking, but you don’t have to deal with crowds, you don’t have to tip, and you already have the best seat in the house reserved. If you don’t have time…
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A Rose on Any Other Day

A Rose on Any Other Day

Budgeting, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money
If you’ve recently visited a store, you know Valentine’s Day is almost here. I’m a huge romantic sap and love the idea of Valentine’s Day, but the hype is a little out of control. Yes, chocolate is delicious and roses are pretty, but they are also expensive extras. While it is definitely important to take time to appreciate your significant other, and Valentine’s Day is a good day to do so, it’s important not to break the bank in the process.Valentine’s Day is on a Tuesday this year. My boyfriend and I both work all day, and  after a long day at work I'm about as romantic as a bag of potato chips. So we’ve decided to wait and celebrate a few days after when it fits our schedule better.…
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You’re worth more than you know #WMWeek17 @SDMInvest

You’re worth more than you know #WMWeek17 @SDMInvest

#WMWeek17, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Women's Money Week
This time of year can bring about a lot of anxiety and feelings of earning inadequacies. When we look back over our previous year, we may feel that we didn’t make as much money based on our perceived worth. Your feelings are very real and you shouldn’t go about the new year being unhappy, angry or frustrated about your earnings. Making more money in 2017 can be as simple as 1-2-3, if you understand how you earn your money. Imagine if you lost your job and your income suddenly stopped. How would you generate income? While the well may have run dry from your labor (job), your “assets”, “resources”, and your “potential income” are still there. Most people focus on the “labor” they provided at a job, but forget they got…
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How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O.  #WMWeek17 @maggiegermano

How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O. #WMWeek17 @maggiegermano

#WMWeek17, Kids and Money, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Saving & Investing, Women's Money Week
I’m sure you’ve heard it before, but money is reported to be one of the top reasons for relationship discord. And no, it’s not due to the lack of money. It’s the lack of compatibility and communication about money. But it’s not hopeless. There are constructive ways to have these conversations while making sure you’re being heard and understood by your partner.Let me back up and explain why I, of all people, am giving you advice about how to have one of the hardest conversations possible with your SO. I’ve worked for years as a Certified Financial Education Instructor and financial coach for women. My life’s mission is to give women the support and the tools that they need to take control of their money, break the taboo of discussing…
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