Check Your Tax Withholdings with a Withholding Calculator

Take Action
Welcome to the this week's Women's Money Week Action Step. Before you get started, we recommend that you read this post about getting started with Women's Money Week. About This Week's Action "Taxes, didn't I just finish dealing with those for the year?" is probably what you'll ask yourself  when I mention that this week's take action step deals with taxes. And while April 15 does seem like just yesterday, the reality is that it's already halfway through the year and it's time to ensure that your tax payments are on tract. So, this week's action is to check your tax withholdings and adjust them as needed. Why Take This Action You'll Take Back Control (and Prevent Surprises) The most important reason to check your withholdings is to prevent any surprises…
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Unsubscribe from 1 (or more) Retail Email Lists to Save Money and Time

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Welcome to the this week's Women's Money Week Action Step. Before you get started, we recommend that you read this post about getting started with Women's Money Week. About This Week's Action This week's action step is incredibly easy and has the potential to save you hundreds (maybe thousands) of dollars and many many hours of your time.  What is it? Unsubscribe from retail email lists.  Just choose at least 1 or more retail lists that you're on (like Amazon, Gilt, Target, Macy's, or Title Nine Sports) and unsubscribe from the list. Why Take This Action You're Removing a Trigger How often do you get an email from Amazon that says "[Those shoes you were looking at] are 25-35% off?  Or from Target saying "Here are our weekly ads."  You get…
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Donate 25 Things to Charity

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Welcome to the second Women's Money Week Action Step. Before you get started, we recommend that you read this post about getting started with Women's Money Week. About This Week's Action Donating items is not something most people prioritize as a way to get their finances in shape - but donating stuff actually has a number of financial benefits. Over the Memorial Day weekend, go through your home, apartment, even car - to find 25 items to give away. Why Take This Action Donations are Tax Deductible When most people think of donating in relation to their finances, they think of the tax write-off. And, if you itemize your taxes, you can deduct the fair market value of items you donate. Make sure you get a receipt from the organization you're…
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Get Your Annual Credit Report and Credit Score (for Free)

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Welcome to the first Women's Money Week Action Step. Before you get started, we recommend that you read this post about getting started with Women's Money Week. About This Week's Action The first Women's Money Week action is: Get Your Credit Report and Your Credit Score - all for free. Your credit report and credit score are two entirely different animals. Your credit report details your various credit card accounts, loans, mortgages, and more. Your credit score (also called your FICO score) is a three digit score that rates your credit worthiness. The three companies that put together these reports and scores are Equifax, Experian, and TransUnion. You can get your credit report from all three credit bureaus for free annually. And you can check your credit score for free anytime…
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Complete Roundup Of Women’s Money Week Posts

Popular
Here's the complete roundup you've been waiting for.  These are all the posts that were contributed as part of Women's Money Week 2012.  Bookmark the list - you've got reading material to keep you busy for at least a few weeks! Entrepreneurship and Making More Money Featured on WMW Ask Upfront: Negotiate a Higher Salary and Earn More Money Starting Your First Business 19 Things I Wish I Knew Before Starting a Business Entrepreneurship Pitfalls to Avoid Featured on Participating Sites How To Start a Business With No Money Women's Money Week: Entrepreneurship, or How I Afford to go on Vacation Entrepreneurship Starting a Business and Keeping Your Day Job -- It Can Be Done! Women's Money Week: Making Money Entrepreneurship and Making Money How to Look and Act Like…
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5 Small Goals (with Huge Impact) You Can Make Today

Goals / Taking Action, Popular
Lofty goals are crucial to financial success. They motivate you and give you direction. But small goals should also be a part of your larger plan (because a large goal without incremental steps is difficult, if not impossible, to achieve.) Here are five small goals you can set today that will lead to your financial success: 1) Goal: Stay Up to Date with Personal Finance One of the best ways to achieve financial success is to keep up to date on what’s new in personal finance. Here are a few great ways to do that: (more…)
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Should You Budget? No, Don’t Budget

Budgeting
What’s the second worst “B” word? Budget. Most people equate the word “budget” with something awful - like deprivation. No one is ever excited about budgeting, because it always means you don’t have enough of something. And not having enough, well who likes that? When you set out to budget, few people think of that as reallocating their resources. Rather, they think of it as cutting back. (more…)
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What Women Need to Think About in Saving for Retirement: 4 Considerations

Popular, Saving & Investing
Planning for retirement is different for men then women. Here are 4 major considerations to keep in mind: Life Expectancy Women, on average, live longer than men. In the US, the preliminary data for 2007 from the CDC shows that for all races, women have a life expectancy of 80.4 years while men have an average life expectancy of 75.4 years. That means that chances are you need to save for an additional 5 years of retirement than a man in the same position would save for. For Black or African American women (as categorized by the CDC) the life expectancy is different by nearly 7 years. (more…)
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A Case Against Separate Accounts: 7 Reasons Shared Accounts Are Better

#WMW12, Popular, Relationships & Money
There are a lot of great reasons to have separate accounts, but they are not for every relationship. In fact, I’d argue that most couples would be best with only shared accounts. Here are 7 reasons why. (Note that in this post I use the term “significant other” interchangeably with “spouse.” When I use the phrase “significant other” I really mean: extremely super significant other - such as a partner, spouse, or whichever term you use to describe the person you’ve made a commitment to spend the rest of your life with.  By “significant other” I don’t mean “whatever person you’re randomly dating who you aren’t 100% sure about.”)Having Separate Accounts is Against the Values that Relationships Are Built OnWhat is a relationship built on? Trust, honesty, respect.  Sharing an…
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